And How You Can Profit!
Like it or not Health Care Reform is a reality. Regardless of which side of the political spectrum your sympathies lay, things do not look pretty.
But it does not have to be that way. Instead of focusing on what you cannot control, i.e., the political process, discover how to control your own financial future and you can secure the care that you and your family deserve.
Did you know that the beneficiary of health insurance policies is not the owner? Furthermore, it never will be. Health insurance can be traced back to the great depression when the hospitals sought out the insurance companies to see if the insurance companies could help stabilize their fluctuating income. Thereby, doctors, dentists, hospitals and other health care providers became the beneficiaries of health insurance policies.
It does not take a history buff to realize this fact. Just try using your health insurance a lot and find out what happens.
Nevertheless, there is a certain type of insurance that you can make perform more efficiently by using it a lot. With this certain type of insurance, the premium remains the same throughout the contract at the amount you get to pick.
With this kind of insurance you can “Become Your Own Banker” using the cash values in your policy, the premiums you have paid earn a guaranteed rate of return, while you make your policy’s performance exceed the estimated performance it was designed for! In fact the cash values and face value will become higher the more you use your cash values! The reason for this is that this kind of insurance pays dividends. Besides, your rate of return that you earn on the premium or dividend cannot be taxed under our current laws.
So if Health Care Reform has got you concerned, consider the following:
You can change to a health care policy that has a high deductable and you can lower your premiums.
Then pay the difference to a whole life insurance policy that will pay you interest on your premiums and will allow you to use the cash values and watch your dividends grow tax free.
This switch will allow you to have the upper hand.
By taking charge and “Becoming Your Own Banker” You will win big! Remember, the more you use the cash values of your life insurance, the better off you are.
Oh, and by the way, with a properly structured policy. If you become disabled, the premium is automatically paid by the company and the cash values continue to rise… there goes the need for high premium disability insurance!
The bottom line is this: When you utilize the “Infinite Banking Concept,” you will win!
“Finally, a time-tested plan, that truly works! No gimmicks, no multi-level marketing, and no schemes.” – Ruth Ann and Walt
Tom McFie PhD. with Life Benefits, Inc. is widley recognized as a financial coach that helps people recover the money they spend. Tomas does this by teaching people how to utilize the infinite banking concept as described in the book Becoming Your Own Banker
Tags: affordable life insurance, Alternative Health Insurance, Family Health Insurance, health insurance, life insurance